Comment Comments (5) |  |
| 1. Written by Sarah, on 27-10-2009 06:24 To go off of what DW said...they do put a hold on your account. My NC even has a sign out for all to see that there is AT LEAST a 24-48 hour hold on all deposits....why....if I put my money in the bank I want to be able to use it sometime this week!! I am shopping around for a new bank right now after seeing how many problems everyone is having with them! Oh and....I work for citibank...putting a hold of someones account for us is a matter of clicking a button and can happen to anyone without them even knowing...which I have had done to me by NC |
| 2. Written by T. Wesley, on 26-10-2009 16:06 I have past had it with National City and their fees. I put cash in my account Saturday morning. It is Monday afternoon and it is still pending. Like really? I put a check into my Chase on Friday and half of the check was made availible right away. Where is the justice with National City??? They steal from the poor and will happily reverse the fees for the rich. Unreal! |
| 3. Written by Mike, on 21-07-2009 23:04 If you read the "FDIC's Study of Bank Overdraft Programs" you will learn that the banks are PAYING third-party companies 10%-20% to manage their overdraft program. You will also notice that banks who use the high-low system report a larger income than the banks that do not. I wonder if they care more about making money than making sure my car is paid before my dinner is? |
| 4. Written by DW, on 16-07-2009 19:03 Ok, you guys are just plain stupid. I'm a part-time teller for NCB. I have no ties to it except for a college job. We do not place holds on cash except when you put it in the ATM which is pretty *** obvious since someone has to run that money. There is only ONE way to deposit cash (with the exception of the ATM) on the computer, there is no way to put a hold on cash, it is impossible on the teller computer system. Unless we place a hold on the account wish time consuming, hard to do and typically done by the fraud department. There is no way NCB could be liable because its all in the account pricing schedule. and funds availability policy which is given to you. The problem, nobody listens or reads. I tell people all day long how to avoid overdrafts, and many customers if the listen never have a problem. Its people who are unable to manage their money. Plus if we see its a simple error, we'll usually refund it. |
| 5. Written by Michael O'Bannon, on 30-05-2009 13:17 I know exactly how you feel.....we must DO something. I have been the victim of exactly this kind of thing ...they are , by policy, exploiting anyone who can be exploited...generally this means anyone who cannot keep a large sum of money in their checking account....most of us these days....their policy is maximize their own ability to charge these fees and they are always looking for these kinds of situations....I believe this policy may make them liable to a class action lawsuit...at the very least they must be exposed to the public.They are very conscious of the fact that they are creating a huge number of angry customers and they simply do not care. We MUST show them that we are not sheep and that we will make a noise when they steal ion this way.Please contact me and we can get this thing together. |
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